Capital withdrawal in the case of self-employment

Occupational retirement provision is not mandatory for the self-employed. So, if you become self-employed you can have the pension capital that you have saved paid out in cash within one year of the time when you take up self-employment in your sole proprietorship or general partnership. For this purpose, we require evidence that you are self-employed in your main occupation.

How to proceed: capital withdrawal self-employment

Whether you are already self-employed or are currently planning on becoming self-employed, you can send us the necessary documents so that we can transfer your departure payment immediately on the date of your departure.

Please send us the following documents for the cash payment for your departure:

Confirmation from the AHV compensation office
Application for cash payment of your termination benefit Vita Classic, Vita Relax and Vita Plus
Application for cash payment of your termination benefit Vita Invest
Application for cash payment of your termination benefit Vita Select

Further requirements depending on your marital status:

If you are married
Signature of spouse or official life Partner

In the case of cash payments of more than CHF 50,000, your spouse's signature must also be certified by a mayor of the municipality or a notary

If you are unmarried
Proof that you are unmarried (evidence of marital status)
Please send your complete documents to:

Vita Classic, Vita Relax & Vita Plus
Zurich Switzerland
Scanning BVG
P.O. Box
8085 Zurich
bvg@zurich.ch

Vita Invest
Vita Invest Collective Foundation of Zurich Life Insurance Company Ltd
P. O. Box
8085 Zurich
vitainvest@pfs.ch

Vita Select
Vita Select Collective Foundation of Zurich Life Insurance Company Ltd
P. O. Box
8085 Zurich
vitaselect@pfs.ch

Please note

Please note that we need notification of your departure from your employer in order to transfer the departure payment.
You must submit the two documents "Confirmation from the AHV compensation Office" and Cash payment form at the same time.

Next steps

As soon as we have received and reviewed the notification of departure from your employer and your complete documents regarding payment, we will transfer your departure payment and send you written confirmation by mail.

Other social security rules apply to the self-employed. Make use of our comprehensive pension planning so that you are optimally insured in this phase of your life.