How to proceed: report unpaid leave

Option 1: Continuation of the insurance without changes

• As an insured person you do not have to do anything.
• All benefits (old age, death and disability) will remain insured on the basis of your last reported annual salary.
• You as the insured person bear the entire costs.
• Your employer will collect the premiums from you and transfer them to Vita.

Option 2: Continuation of risk insurance

• As an insured person you do not need to do anything; your employer will notify us of your unpaid leave.
• Disability and death benefits will continue to be insured without changes.
• The premium payments for the savings process are temporarily discontinued during the unpaid leave.
• There are two possibilities for premium financing:
  
  Option 1:
  The financing of premiums for the risk insurance remains unchanged (allocation of employer and employee premiums).
  
  Option 2:
  You as the insured person will pay the entire premiums. Your employer will collect the premiums from you and transfer them to the foundation.