How to proceed: report an early retirement

 If your employee wishes to retire early, there are two options available:

1. Your employee takes full early retirement
2. Your employee takes partial-retirement; the workload can be reduced in up to three partial steps and each partial step must account for at least a 20% reduction. Since cantonal tax authorities impose higher minimum stages in specific cases (e.g. Zurich imposes a minimum stage of 30%), we recommend that you consult your tax authority.

In both cases, the employee can take a lump-sum payment or decide in favor of a pension payment. In the case of partial-retirement, however, only two partial-retirement steps are possible with withdrawals in the form of a lump sum. The following procedure applies in both cases:

1. Please report your employee's early retirement with the form Notification of retirement or semi-retirement.
   Notification of retirement or semi-retirement Vita Classic, Vita Relax & Vita Plus 
   Notification of retirement or semi-retirement Vita Invest, Autoinvestment
   Notification of retirement or semi-retirement Vita Invest, with own investment strategy
   Notification of retirement or semi-retirement Vita Select
2. Please complete the form entirely and send it to:
   
   Vita Classic, Vita Relax & Vita Plus:
   Zurich Switzerland
   Scanning BVG
   P.O. Box
   8085 Zurich
   bvg@zurich.ch 
   
   Vita Invest:
   Vita Invest Collective Foundation of Zurich Life Insurance Company Ltd
   P. O. Box
   8085 Zurich
   vitainvest@pfs.ch  
   
   Vita Select:
   Vita Select Collective Foundation of Zurich Life Insurance Company Ltd
   P. O. Box
   8085 Zurich
   vitaselect@pfs.ch

Please inform your employer about your early retirement so that they can inform us.

We will receive a corresponding form from your employer. As soon as we have it, we will send you all further information directly by mail.